Commercial

Examples of clients and types of cover are as follows:

Property Owners: Investors, Developers and Managing Agents. Commercial and Residential premises for Buildings, Loss of Rent, Property Owners Liability, Terrorism and Legal Expenses. Bespoke wordings available and solutions for unoccupied and non-standard risks.       

Wholesale & Manufacturing: Comprehensive covers for the SME and Corporate sector.

Care Homes and Domiciliary Care providers: Asset and Liability covers to include Malpractice and Treatments risks. 

Restaurants, Wine Bars, Public Houses and Nightclubs: Package covers for all manner of entertainment and late opening venues.

Shops, Offices & Surgeries: Comprehensive package covers for all types of businesses.

Hotels: B&B’s, Guest Houses, small and large hotels.

Liability: Employers, Public and Products Liability for individuals and businesses across a wide range of trades and activities. Excess of Loss for larger limits of indemnity can also be arranged.

Motor Trade: Road Risks, Property and Liability cover for businesses involved in the Sale, Servicing and Repair of vehicles.

Fleet: Business and Private fleets of vehicles

Engineering: Insurance and Statutory Inspection covers for a wide range of Lifting and Pressure plant as well as Computers and Electronic equipment.

Goods in Transit & Marine:  Annual, Open and Facultative (single shipments) covers for companies owning goods during transit. Transits to / from the Continent and, UK-UK movements and static stock not in the ordinary course of transit.

Travel: Business Travel covering all or named employees which can be extended to include Personal Accident and sickness.

Healthcare: Group medical covers for staff and family members.

Events / Weddings: Financial and Legal covers for organisers and exhibitors e.g. Cancellation and Abandonment, Property, Public and Employers Liability.